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Continue Coverage

An employee may continue medical and/or dental coverage as long as applicable insurance premiums are paid. However, the university¡¯s plans have a specific war exclusion. For details, see the appropriate plan¡¯s Summary Plan Description (SPD).

Dependents, including spouses, on active duty in the Armed Forces are not eligible for the university¡¯s medical or dental insurance coverage. For an individual who meets the requirements of an eligible dependent, coverage may resume within 31 days of discharge from Armed Forces active duty.

Suspend Coverage

If an employee chooses to suspend insurance enrollment, coverage is suspended for the employee and all dependents¡ªmeaning coverage for your spouse and/or dependent child(ren) is also suspended.

An employee may resume medical and/or dental insurance coverage upon return to active, benefit-eligible employment with the university, provided you resume enrollment within 31 days of the date of your return. Upon returning to work, the coverage for the spouse and eligible dependents may be resumed along with the employees¡¯ coverage.

Military Health Plan(s)

Employees on military leave are automatically covered under the when they are called to active duty. Employees may also enroll their families in a separate military health plan for dependents if called to active duty for more than 30 days. Immediately contact appropriate Armed Forces personnel for information related to these plans or visit Tricare for more.

Long-Term Disability coverage can continue while on military leave; however, the plan will not cover any loss caused by or resulting from war, whether declared or undeclared, or act of war, insurrection, rebellion or terrorist act.

Continue Coverage

The salary upon which benefits are determined during a military leave of absence will be the salary rate in effect immediately prior to the commencement of the leave of absence.

• Automatic continuation of Option A: Since the UM System provides the base LTD benefit (Option A) at no cost to employees, coverage at that level will continue for all employees while on military leave.
• Continuation of Option B: An employee enrolled in Option B of the LTD Plan can continue that level of coverage by paying the applicable premium during the leave.

Suspend Option B

An employee enrolled in Option B of the LTD Plan may suspend that portion of coverage while on military leave.

In order to obtain Option B coverage upon return to active, benefit-eligible employment, statement of health must be resubmitted and approved. Benefits related to the Option B portion of coverage will be subject to the plans¡¯ three-year pre-existing conditions exclusion.

Short-Term Disability coverage will continue while on military leave; however, the plan will not cover any loss caused by or resulting from war, whether declared or undeclared, or act of war, insurrection, rebellion or terrorist act.

The salary upon which benefits are determined during a military leave of absence will be the salary rate in effect immediately prior to the commencement of the leave of absence.

The university¡¯s Accidental Death and Dismemberment Plan will not pay for any loss as a result of war, whether declared or undeclared, or act of war, insurrection, rebellion or terrorist act. 

Continue Coverage

Employees may continue coverage by paying the applicable premium during their leave.

Suspend Coverage

Employees may suspend coverage while on leave. Upon return to active, benefit-eligible employment, coverage can be resumed within 31 days.

Continue Coverage

Under the Life insurance, there are no provisions which exclude coverage for death occurring during active duty in the Armed Forces. Accordingly, benefits will be paid while on an approved military leave of absence so long as coverage is continued and applicable premiums have been paid by the employee. The salary upon which benefits are determined during a military leave of absence will be the salary rate in effect immediately prior to the commencement of the leave of absence.

• Automatic continuation of Plan A: Plan A life insurance will remain in effect since the university provides it at no cost to the employee.
• Continuation of Plan B: An employee enrolled in Plan B under the Basic Group Term Life Program may remain enrolled so long as applicable premiums are paid.
• Additional coverage: Employees enrolled in the university¡¯s Additional Life plan may not continue coverage during a military leave of absence, but it may be reinstated upon return to university employment upon approval of satisfactory statement of health.

Suspend Plan B

The employee may suspend coverage for Plan B while on military leave. In order to obtain Plan B coverage upon return to active, benefits-eligible university employment, statement of health must be resubmitted and approved.

The pre-retirement death benefit provision of the University¡¯s retirement plans will provide benefits in the event that a vested employee dies while a qualified member is employed by the University. 

The member¡¯s beneficiary would be entitled to receive the pre-retirement death benefit under the plan. For the purposes of determining the pre-retirement death benefit under a University retirement plan, an employees¡¯ final annual salary will be the basis.

Service credit will continue to accrue under a University retirement plan while an employee is on an approved military leave of absence. This service credit is used to calculate benefits as well as to satisfy the vesting requirements of the plan.