The University¡¯s Dental Plan offers coverage for preventive, basic, and major dental services through two options: the Dental Base Plan and the Dental Buy-Up Plan. Both plans cover reasonable and customary expenses, while the Buy-Up Plan adds orthodontic coverage, a lower deductible, and a higher annual maximum. A passive network allows you to receive care from network or non-network providers with the same deductible and coinsurance.
Plan Availability
Plan Availability
The Dental Plan is available regardless of location and is available to benefit-eligible faculty, staff, retirees and eligible covered dependents.
For more information on eligibility for benefits coverage, including covering dependents, see Benefit Eligibility & Program Structure.
Costs
Costs
Monthly Cost for Active Employees*
Base Plan Premiums
- Self only: $15.94
- Self and spouse: $31.88
- Self and child(ren): $38.68
- Self, spouse and child(ren): $54.62
*Premiums are calculated differently for nine-month faculty and retirees. See the Premiums for 9-Month Faculty or Retiree Insurance webpages for details.
Amount Owed Before Insurance Pays
Base Plan Deductible
The dental plan uses a passive network, allowing services from network or non-network providers with the same annual deductible:
- Self: $100
- Family: $300
Annual Coverage Cap
Base Plan Max Limit
Base Plan coverage has a maximum annual benefit of $1,500 for each individual enrolled in the plan. This cap is for preventive, basic and major care combined.
Monthly Cost for Active Employees*
Buy-Up Plan Premiums
- Self only: $28.98
- Self and spouse: $57.90
- Self and child(ren): $91.14
- Self, spouse and child(ren): $122.28
*Premiums are calculated differently for nine-month faculty and retirees. See the Premiums for 9-Month Faculty or Retiree Insurance webpages for details.
Amount Owed Before Insurance Pays
Buy-Up Plan Deductible
The dental plan uses a passive network, allowing services from network or non-network providers with the same annual deductible:
- Self: $50
- Family: $150
Annual Coverage Cap
Buy-Up Plan Max Limit
The Dental Buy Up Plan has a maximum annual benefit of $2,000 for each individual enrolled in the plan. This cap is for preventive, basic and major care combined. The orthodontia lifetime maximum is $1,500 for each covered individual, including eligible adults and children.
Covered Services
Covered Services
Both the Base Plan and the Buy Up plan offer coverage for three classes of reasonable and customary expenses: preventive, basic and major services. Reimbursements are limited to fees determined to be reasonable and customary.
See Plan Contacts & Provider Directories
| Service | Description | Coverage |
|---|---|---|
| Preventive Services | Routine oral exams, cleaning, x-rays, sealants and fluoride | 100% (no deductible) |
| Basic Services | Fillings, oral surgery and extractions | 80% after annual deductible |
| Major Services | Bridgework, dentures and crowns | 50% after annual deductible |
| Orthodontia (Buy-Up Plan Only) | Alignment and occlusion treatments for teeth and jaw | 50% (no deductible), up to lifetime maximum |
Delta Dental Resources
Delta Dental Resources
Plan Documents & Resources
Plan Documents & Resources
Notice of Nondiscrimination
If you speak another language, assistance services, free of charge, are available to you.
Call UnitedHealthcare at 1-844-634-1237 for translation assistance.
Espa?ol ·±ÌåÖÐÎÄ Ti?ng Vi?t Srpsko-hrvatski Deutsch ??????? §²§å§ã§ã§Ü§Ú§Û ???
Fran?ais Tagalog Deitsch ????? Oroomiffa ±Ê´Ç°ù³Ù³Ü²µ³Ü¨º²õ ????